If you thought celebrating the birthday of Dodd-Frank this past summer was a worthy cause, think again, says John Wasik, a contributing writer for Forbes.

Nearly six years after the crisis, he says the banking system is still not fixed:

Megabanks have gotten bigger and are an even larger threat to the global money system. They should’ve been broken up, but all they seem to do is get into more trouble.

Investors still have no meaningful protection from brokers because there is no requirement for fiduciary duty, the gold standard for investor protection that was advanced by the Dodd-Frank financial reform law.