The Decision Tree That Is The MBS Market

Top agency lenders are still considering the move from cash window to MBS.

Large mortgage lenders who haven’t made the transition are still considering the move to MBS to realize the benefits of selling their bonds directly to the Street. Many factors influence this decision to move from cash to MBS, including increased gain on sale opportunities driven by specified pool pay-ups.

This white paper will discuss the MBS market and how lenders can use big data to compare loan prepayment performance.

Publisher: Refinitiv
Date: November 2021

Popular White Papers

How investing in a variety of servicing technologies streamlines operational efficiencies

As servicers contend with a possible increase in delinquencies, one of their biggest concerns is the cost of compliance. Staying compliant can be costly, and technology can certainly assist in those efforts. Among technological acceleration, how can servicers be sure that they are selecting the right servicing technology partners and tools? They must look at […]

Featured Content

The future of QC: AI, innovation and the human element

As lenders look to modernize their quality control operations, many are exploring the potential of artificial intelligence to streamline processes, improve loan quality and reduce risk. In this executive conversation, HousingWire spoke with Trevor Gauthier, CEO of ACES Quality Management, about how QC has evolved over time, how AI is reshaping expectations and what lenders and servicers should be doing now to prepare for what’s ahead.