How One Lender Reduced Its Borrower Income Analysis Time from Hours to only Minutes

For many lenders, the past year put a magnifying glass on processes that could not withstand the unparalleled volume. And while it was tempting to say they were too busy to implement new solutions, many companies found that to stay ahead of the competition, new workflow improvements were vital. 

Stearns Lending was among those companies looking to improve a process. More specifically, the lender was looking to reduce underwriting time spent on borrow income analysis. Download this case study to learn how Stearns has been able to save its underwriters up to four hours per loan while delivering more reliable borrower income calculations.

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Non-QM loans by design: Creating comprehensive financing options in a volatile market 

Traditional lending standards no longer fit a growing segment of borrowers in the modern mortgage market. These individuals may be self-employed, gig-style workers, real estate investors, or Gen Z freelancers. Non-qualified mortgage (non-QM) loan options, such as those offered by Deephaven Mortgage, fill the gap with flexible underwriting methods, a debt service coverage ratio (DSCR), […]

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