Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Logan Mohtashami on rates, inventory and new home sales
Mar 21, 2022On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates, housing starts and existing home sales. The overarching theme? The incredible shortage of housing inventory. Articles related to this episode: What the Fed rate hike means for the economy How will rising rates affect new home construction? The […]
-
The Fed’s rate hike and the renewed interest in non-QM
Mar 18, 2022 -
What the Fed rate hike means for the economy
Mar 16, 2022 -
The Fed makes its move – and more rate hikes are coming
Mar 16, 2022 -
Mortgage applications jump 8.5% as Russia’s war pressures rates
Mar 09, 2022 -
Fed’s Powell backs rate hike of 25 basis points
Mar 02, 2022 -
Ukraine conflict could lead to lower mortgage rates in short-term
Feb 24, 2022 -
Regulators show united front on targeted lending programs
Feb 22, 2022 -
Why did the Senate block FHFA, Fed nominees?
Feb 17, 2022 -
FHFA, Fed nominees blocked by partisan boycott in Senate
Feb 15, 2022 -
Mortgage rates jump to 3.69% as economy normalizes
Feb 10, 2022
