Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
How mortgage lenders are navigating life at 6%
Jun 15, 2022The markets have been shaken to the core. And it’s led to several sleepless nights for mortgage loan originators and mortgage executives. Here’s how they’re handling life at 6% – and what they expect will happen next.
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Just before the shockwave, mortgage applications rose
Jun 15, 2022 -
Non-QM players still doing PLS deals despite rate volatility
Jun 13, 2022 -
Foreign investors play key role in MBS market
Jun 10, 2022 -
Regulators aligned on “once in a generation” CRA rewrite
Jun 03, 2022 -
Fannie Mae reduces projected 2022 GDP to 1.3%
May 19, 2022 -
Ready or not, CRA modernization is at the door
May 05, 2022 -
Rising rates driving a raging bull market for MSR sector
Apr 20, 2022 -
The fight to standardize educational training for LOs
Apr 19, 2022 -
Fed retreat from MBS market sparks short-term uncertainty
Apr 14, 2022 -
Purchase mortgages cross dreaded 5% threshold
Apr 14, 2022 -
Inside the government’s feeble fight to end redlining
Mar 29, 2022
