Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
The case for mortgage rates to fall in 2023
Oct 27, 2022If the Fed said they would buy mortgage backed securities, mortgage rates would fall even if the 10-year doesn’t go lower.
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Logan Mohtashami on the honey badger labor market
Oct 24, 2022 -
FHA publishes proposed SOFR transition rule to Federal Register
Oct 19, 2022 -
Logan Mohtashami on the Fed’s reaction to a positive jobs report
Oct 10, 2022 -
Why a good jobs report is bad news for the Fed
Oct 07, 2022 -
With job growth still strong, the Fed beatings will continue
Oct 07, 2022 -
Logan Mohtashami on whether the Fed is going to pivot
Oct 06, 2022 -
Logan Mohtashami on the Fed’s arrogance
Oct 03, 2022 -
With mortgage rate volatility, buyers can save by shopping around
Sep 29, 2022 -
Logan Mohtashami on global chaos and the impact on U.S. housing
Sep 29, 2022 -
Mortgage demand falters as rates inch past 7%
Sep 28, 2022 -
Logan Mohtashami: Is the Fed risking a global recession?
Sep 26, 2022
