Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Mortgage rates might soar even higher
Sep 22, 2022Mortgage rates have nearly doubled from the beginning of 2022 but they may have not peaked, putting further pressure on affordability.
-
Fed hikes rates by 75 bps to rein in still-hot inflation
Sep 21, 2022 -
What is the Fed’s next move?
Sep 21, 2022 -
Mortgage applications rise ahead of Fed’s meeting
Sep 21, 2022 -
Fed watchers expect at least a 75 bps rate hike
Sep 19, 2022 -
Logan Mohtashami on the argument against a mortgage rate lockdown
Sep 19, 2022 -
Mortgage rates rise ahead of expected Fed rate hike
Sep 15, 2022 -
Fed’s Beige Book offers grim news for housing industry
Sep 14, 2022 -
Logan Mohtashami on late cycle lending and the commodities war
Sep 08, 2022 -
The risk of zero-down loans while the Fed talks recession
Sep 07, 2022 -
Logan Mohtashami: What does the Fed mean by a housing reset?
Sep 06, 2022
