Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
SFR investors drive up rents, but don’t cause gentrification: Philadelphia Fed
Jul 09, 2024A study found that when institutional investors first acquire a SFR property, they raise the rent 60% more than the average increase. But after doing so, increases are modest.
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Consumers expect home-price growth to slow down: The Fed
Jul 08, 2024 -
The housing market is better positioned for lower mortgage rates
Jul 06, 2024 -
The Fed is winning its war against the labor market. What does that mean for rates?
Jul 05, 2024 -
US job creation moderated in June
Jul 05, 2024 -
Resilient economy keeps mortgage rates above 7%
Jul 02, 2024 -
Mortgage rates hold steady as market signals remain mixed
Jun 25, 2024 -
When will the Fed’s moves alleviate the lock-in effect?
Jun 13, 2024 -
Inflation and Fed day: A crucial moment for the housing market
Jun 12, 2024 -
Fed holds rates steady amid mixed economic signals
Jun 12, 2024 -
Inflation cools slightly ahead of Fed meeting
Jun 12, 2024 -
What we should learn from the jobs week data
Jun 07, 2024