Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Fed keeps rates unchanged, but hints that cuts are coming
Jul 31, 2024The Federal Reserve unsurprisingly kept benchmark interest rates at a range of 5.25% to 5.5% on Wednesday, but cuts appear to be coming soon.
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Mortgage rates stay put ahead of Fed policy announcement
Jul 30, 2024 -
Logan Mohtashami: Will the Fed lower rates this week?
Jul 29, 2024 -
It can be a ‘trap’ to carry mortgage debt into retirement: USA Today
Jul 25, 2024 -
President Joe Biden ends 2024 reelection bid, endorses Harris
Jul 21, 2024 -
Five federal agencies finalize new guidance for appraisal reconsiderations
Jul 18, 2024 -
Lower rates could support a $2.7T refinance rally: Jefferies
Jul 18, 2024 -
Mortgage rates move lower on cooling inflation, narrowing spreads
Jul 16, 2024 -
Homebuilder confidence falls for the third consecutive month
Jul 16, 2024 -
How low can mortgage rates go with cooler inflation?
Jul 11, 2024 -
Please clap: Inflation cooled more than expected in June
Jul 11, 2024 -
Powell: ‘The best thing we can do for housing is to succeed in getting inflation down to 2%’
Jul 09, 2024
