Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
October jobs report will influence Fed policy, mortgage rates path
Oct 29, 2024Employment data for October is set to be released Friday, and it will go a long way in determining the path for mortgage rates, which have surged upward in the past month.
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‘Real Estate Insiders’ explore housing affordability issues and local government solutions
Oct 17, 2024 -
Mortgage rates are back near 6.5%. Will they stay there?
Oct 16, 2024 -
Dustin Owen exposes myths, red flags that plague the mortgage industry
Oct 09, 2024 -
Jobs report sends mortgage rates higher
Oct 04, 2024 -
Strong September jobs report stokes inflation concerns
Oct 04, 2024 -
September jobs report could be the next ‘bat signal’ for stagnant mortgage rates
Oct 01, 2024 -
Can my agent get a better deal than others? The data says probably not
Sep 30, 2024 -
Could mortgage rates end the year below 6%?
Sep 24, 2024 -
What happens next for mortgage lenders after the Fed rate cut?
Sep 20, 2024 -
Logan Mohtashami on why mortgage rates rose after the Fed rate cut
Sep 20, 2024 -
Reverse mortgage lenders are ready for lower interest rates
Sep 19, 2024
