Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Small drop in mortgage rates a good sign for December
Dec 03, 2024If housing industry professionals are looking for an early Christmas gift, they might receive it in the next two weeks if key economic indicators move in the right direction.
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Mortgage rates are back above 7%. Is there relief in sight?
Nov 26, 2024 -
Mortgage rates remain elevated post-election
Nov 19, 2024 -
Mortgage rates jump to 7% as Powell demurs on quick rate cuts
Nov 15, 2024 -
Real estate industry challenges, change and what to watch in 2025
Nov 11, 2024 -
Logan Mohtashami: After the election, does the Fed finally care about housing?
Nov 11, 2024 -
Fed cuts interest rates by 25 bps, but Trump’s victory sows doubts on future moves
Nov 07, 2024 -
Trump’s presidency signals new regulatory era for mortgages
Nov 06, 2024 -
Where are mortgage rates headed under President Trump?
Nov 06, 2024 -
Will mortgage rates settle after the election ends and the Fed meets?
Nov 05, 2024 -
Why did mortgage rates rise after the negative jobs report?
Nov 01, 2024 -
October jobs report adds to a U.S. economy full of uncertainty
Nov 01, 2024
