Unhappy couple: Falling mortgage rates and fading housing demand

Mortgage rates look primed to go to new generational lows. But if the housing-market recovery is fading, will another drop in loan rates be enough to rekindle demand? Or are we simply running low on interested buyers — or at least, potential buyers who’d be able to qualify for a loan in this new era of tighter credit?

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3d rendering of a row of luxury townhouses along a street

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