Delinquencies and foreclosure rates dropped in May, partially reversing the sudden increase in April, according to Black Knight Financial Services’ First Look report.

After rising 13% in April, the largest monthly increase since November 2008, delinquencies saw a partial reversal in May with a drop of 7%.

The inventory of loans that are either seriously delinquent, 90 days or more past due or in active foreclosure continued to improve, hitting a 10-year low in May. The number of loans in foreclosure hit 421,000 in May, a drop of 12,000 loans from April and 153,000 loans from last year.

However, foreclosure starts increased slightly by 55,800 loans, up 5.7% from April. However, this is the second-lowest number of monthly starts since 2005.

Here are the five states with the lowest percentage of non-current loans, the combined foreclosures and delinquencies as a percentage of active loans in the state:

• Colorado: 2.12%

• North Dakota: 2.26%

• Minnesota: 2.51%

• Idaho: 2.69%

• Oregon: 2.7%

And here are the states where homeowners struggle the most to keep up with their mortgage payment and hold the highest non-current percentage:

• Maine: 6.6%

• West Virginia: 6.83%

• Alabama: 7.13%

• Louisiana: 8.68%

• Mississippi: 10.16%