30-Yr. Fixed Conforming. Updated hourly during market hours.
Single family homes on the market. Updated weekly.Powered by Altos Research
Market yield on U.S. treasury securities at 10-year constant maturity. Updated daily.Data sourced from FRED

The lender’s guide to surviving this mortgage market

As the U.S. economy reopens after a world-changing pandemic, several key factors are impacting getting back to a “normal” mortgage environment. Inflation is one of the most critical factors challenging the ongoing recovery. Inflation is usually addressed by raising interest rates, compounding the recovery process. The result is lower mortgage volume and margin contractions. Coupled with historically high home values and record low inventory, lenders are facing an incredibly difficult and unknown future.

Mortgage lenders need organizations that can help them navigate these challenges and provide them with several ways to improve their bottom line, from low-cost operational solutions to forward-looking technology that helps improve business and productivity. U.S. mortgage lenders must transform their operations to address these issues while shifting from fixed to high-quality variable costs.

This white paper will outline the current market challenges for lenders and what lenders can do to rein in costs and provide good customer outcomes.

Publisher: HCLTech
Date: July 2022

Popular White Papers

How investing in a variety of servicing technologies streamlines operational efficiencies 

As servicers contend with a possible increase in delinquencies, one of their biggest concerns is the cost of compliance. Staying compliant can be costly, and technology can certainly assist in those efforts. Among technological acceleration, how can servicers be sure that they are selecting the right servicing technology partners and tools? They must look at […]

Featured Content

Freddie Mac’s Donna Spencer on their Servicing Excellence initiative 

On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Donna Spencer, vice president of servicer relationship and performance management at Freddie Mac, to discuss their new Servicing Excellence initiative and the benefits for their partners. Related to this episode: Related to this episode: Servicing Excellence https://sf.freddiemac.com/articles/insights/servicing-excellence Forging a New Path: The Future of […]

3d rendering of a row of luxury townhouses along a street

Log In

Forgot Password?

Don't have an account? Please