Lock Policy in Turbulent Times

Current market conditions have created financial stressors on mortgage lenders that have been infrequently experienced since the financial crisis. Rising interest rates have significantly reduced refinance opportunities, untapped equity is being accessed via home equity loans that have a lower cost of financing, supply-side constraints have made renovation lending challenging, and overall housing supply/inventory and affordability issues have weighed on what should otherwise be a robust purchase market. 

This environment has made it more important than ever to have a skilled and agile secondary marketing department and lock policies that can mitigate these risk factors.

Date & Time: September 14, 2022 at 1pm CT- Available On-Demand Now!

Sponsored by: Black Knight

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Meet the Panel:

Mark Teteris, CMB

Mark Teteris, CMB
Director, Solutions Specialists,
Optimal Blue, a division of Black Knight


Doug Frazzini
Vice President, Capital Markets,
Alerus Mortgage, a Division of Alerus Financial

John Dumonsau

John Dumonsau
Product & Pricing Solutions Specialist – Team Leader,
Optimal Blue, a division of Black Knight

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2024 is not the year to cut corners on staging — here’s why 

With home prices reaching unprecedented heights and interest rates soaring, the discerning nature of today’s buyers requires all agents to employ every possible advantage. Simply put, cutting corners on staging is a risky move that risks prolonged market presence.

3d rendering of a row of luxury townhouses along a street

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