Residential Real Estate
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QRM Requirements Could Stifle Recovery
May 18, 2011According to data from CoreLogic, about 39% of borrowers who purchased a home in 2010 were completed with a down payment less than the 20% down payment that would be required by the proposed Qualified Residential Mortgage (QRM) risk retention rule. Reported by HousingWire, the data suggests that the 20% down payment requirement will lead to more sluggish sales in the short-term. The proposed rule would require lenders to maintain 5% of the credit risk on loan they produce that do not meet the QRM standard. That would suggest that home loans that do not qualify as a
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For Housing, an October to Forget
Jan 06, 2009 -
Radar Logic Rolls out Manhattan Home Price Indices
Oct 14, 2008 -
Foreclosures, Seasonality Weighing Down Home Prices: Report
Oct 02, 2008 -
Housing’s Recovery Won’t Arrive Until 2011: Report
Sep 03, 2008 -
Foreclosures, REO Pressuring Home Prices in Many Key Markets: Report
May 02, 2008 -
A Needle in a Haystack: Where’s the Good News on Housing?
Apr 04, 2008
