Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Rising mortgage rates propel Agency MBS prepayments down
Jul 08, 2013Agency mortgage-backed securities prepayments continued their downward spiral, propelled by rising mortgage rates and a shorter calendar month, analysts claim.Overall, prepayments were largely in line with…
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Monday Morning Cup of Coffee: Mortgage REITs slip; ratings agencies get class action
Jul 07, 2013 -
Mortgage rates reverse direction, dip back down again
Jul 03, 2013 -
Mortgage applications fall 11.7% as rates keep rising
Jul 02, 2013 -
Rates appear to be bobbing up and down
Jul 02, 2013 -
Freddie Mac enhanced fraud detection gets results
Jul 02, 2013 -
Lacker: Housing improves, but is not enough to lift GDP
Jun 28, 2013 -
Stein: Fed intervention aided housing
Jun 28, 2013 -
Fixed-rates on mortgages rise at fastest pace since 1987
Jun 27, 2013 -
Reining in too-big-to-fail proves a challenge
Jun 26, 2013 -
Loan applications decline as mortgage interest rates skyrocket
Jun 25, 2013
