Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
As mortgage rates move higher, Fed officials mull a cut
Jul 22, 2025The Federal Reserve will hold its next meeting on July 29-30. And while the likelihood of a rate cut is low, at least one member of the Federal Open Market Committee (FOMC) is advocating for one.
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Logan Mohtashami: July rate cuts from shadow Fed Chair Chris Waller?
Jul 21, 2025 -
Single-family construction is getting worse due to rates
Jul 18, 2025 -
Logan Mohtashami: What if we get no rate cuts this year?
Jul 18, 2025 -
Federal regulators scrap 2023 CRA rule
Jul 16, 2025 -
Why firing Jerome Powell won’t work for President Trump
Jul 16, 2025 -
Trump now says he will not fire Jerome Powell
Jul 16, 2025 -
What will happen to mortgage rates after inflation went up?
Jul 15, 2025 -
Mortgage rates are cooling, but a policy standstill is keeping them elevated
Jul 08, 2025 -
What’s Fed Chair Jerome Powell’s next move on rate cuts?
Jul 08, 2025 -
Government job growth kills possibility of July rate cut
Jul 03, 2025 -
The CFPB’s budget might be shrinking, but does that even matter?
Jul 02, 2025
