Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Housing Market Tracker: Housing inventory falls once more
Jan 30, 2023The Housing Market Tracker shows that housing inventory decreased by 6,468 units, a more pronounced decline from the previous week.
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How the housing market will evolve in 2023
Jan 25, 2023 -
Inventory needs to increase to balance housing market: Fed Beige Book
Jan 19, 2023 -
Housing Market Tracker: Weekly inventory adds 1,339 homes
Jan 16, 2023 -
Optimism spreads across the mortgage industry at the start of 2023
Jan 12, 2023 -
Inflation cooled in December for the sixth consecutive month
Jan 12, 2023 -
Purchase lock counts drop to 9-year low as Fed signals more rate hikes
Jan 09, 2023 -
What a strong jobs report means for the housing market
Jan 06, 2023 -
Victoria DeLuce of Delmar Mortgage on the data to watch for 2023
Dec 29, 2022 -
The 2022 housing market: A tale of two halves
Dec 27, 2022 -
Logan Mohtashami: Who spiked the Fed’s eggnog?
Dec 26, 2022 -
2023 Housing Market: Too Hot, Too Cold or Just “Tight”
Dec 20, 2022
