Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Logan Mohtashami: Did the Fed rate hikes break Silicon Valley Bank?
Mar 13, 2023On today’s episode, Editor in Chief Sarah Wheeler is joined by Lead Analyst Logan Mohtashami to talk about Friday’s job report, mortgage rates and whether the Federal Reserve’s rate hikes contributed to the failure of Silicon Valley Bank. The two also discuss how that failure might be the tipping point for a Fed pivot. Related to this episode: […]
-
Why mortgage rates fell with a stronger jobs report
Mar 10, 2023 -
Impac Mortgage Holdings repositions as broker shop
Mar 10, 2023 -
Is job growth slowing enough for the Fed?
Mar 10, 2023 -
Mortgage rates climb as Fed signals more aggressive rate hikes
Mar 09, 2023 -
Logan Mohtashami: Is the Fed backtracking on more aggressive rate hikes?
Mar 09, 2023 -
The housing market is 6.5 million units short: Realtor.com
Mar 08, 2023 -
Housing Market Tracker: Inventory drops by 11,000
Mar 06, 2023 -
Inflation is high, so why aren’t mortgage rates higher?
Mar 03, 2023 -
Agency MBS market is facing a supply-side threat
Mar 01, 2023 -
Retirement savings declined by an average of 10% in 2022
Feb 27, 2023 -
Supreme Court to hear case challenging the CFPB funding structure
Feb 27, 2023
