Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Housing Market Tracker: Still no spring inventory lift
Apr 03, 2023Last week’s housing inventory data shows we still haven’t seen the traditional spring increase in inventory.
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Logan Mohtashami: Will housing see a major credit crunch?
Apr 03, 2023 -
Logan Mohtashami: Will housing see a major credit crunch?
Apr 03, 2023 -
How the FRB Pilot could impact the real estate industry
Mar 31, 2023 7:00 am -
What will housing credit look like in next recession?
Mar 30, 2023 -
Logan Mohtashami on why the Fed has abandoned housing
Mar 30, 2023 -
Identifying the climate-related risks for big banks
Mar 28, 2023 -
Logan Mohtashami: will mortgage rates break even lower?
Mar 27, 2023 -
Logan Mohtashami: will mortgage rates break even lower?
Mar 27, 2023 -
Housing Market Tracker: Mortgage rates and inventory fall together
Mar 26, 2023 -
Logan Mohtashami: Was that the Fed’s last rate hike?
Mar 23, 2023 -
Why industry watchers expect mortgage rates to fluctuate in coming weeks
Mar 22, 2023