Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Mortgage rates trend down amid lower monetary, fiscal pressures
Jun 01, 2023Mortgage rates jumped last week but began to reverse course over the last few days after a debt ceiling agreement was struck.
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Mortgage apps decline as rates hit the highest level in six months
May 31, 2023 -
Logan Mohtashami: The Fed has lied to us and why the Fed pivot hasn’t happened
May 29, 2023 -
Logan Mohtashami: The Fed has lied to us and why the Fed pivot hasn’t happened
May 29, 2023 -
Real estate agents wonder if inventory levels will ever return to ‘normal’
May 26, 2023 -
Colonial Savings to exit mortgage origination business
May 25, 2023 -
Opinion: Housing supply is the biggest hindrance to the market
May 25, 2023 -
Pending home sales were flat in April, but the South is a bright spot
May 25, 2023 -
Experts weigh in on the shifting MBS market
May 24, 2023 -
Mortgage apps decline as rates hit the 7% mark
May 24, 2023 -
For lower mortgage rates, finish more apartments
May 17, 2023
