Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Logan Mohtashami on the Fed’s housing mindset
Aug 17, 2023On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what the Fed doesn’t seem to understand about housing, as well as housing starts, builder sentiment and more. Related to this episode: The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our […]
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Mortgage applications fell another 0.8% last week
Aug 16, 2023 -
Mortgage rates rise again, but look poised to drop in the fall
Aug 10, 2023 -
Inflation data laying groundwork for the Fed to pivot
Aug 10, 2023 -
CPI rose 3.2% in July, but shelter inflation will continue to decelerate
Aug 10, 2023 -
Logan Mohtashami on inflation and a possible Fed pivot
Aug 10, 2023 -
The labor market showed signs of modest cooling in July
Aug 04, 2023 -
Mortgage demand fell some more last week
Aug 02, 2023 -
Banks report tighter lending standards, weaker demand for mortgages and HELOCs
Jul 31, 2023 -
PCE price index, one of the key inflation measures, kept cooling in June
Jul 28, 2023 -
Bank regulators release plan to increase capital requirements for mortgage lending
Jul 27, 2023 -
Mortgage rates inch closer to 7%
Jul 27, 2023
