Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Could mortgage rates finally hit 8%?
Oct 05, 2023Mortgage rates kept climbing this week as spreads on the 10-year Treasury yield widened, reaching a 16-year high. An 8% mortgage this year looks increasingly likely.
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Logan Mohtashami: Will the bond market force the Fed to pivot?
Oct 05, 2023 -
What’s pushing mortgage rates higher?
Oct 03, 2023 -
Logan Mohtashami on surging mortgage rates
Oct 02, 2023 -
Logan Mohtashami on surging mortgage rates
Oct 02, 2023 -
Why are mortgage rates surging?
Sep 30, 2023 -
Mortgage rates surge to highest level since 2000
Sep 28, 2023 -
Pending home sales fell 7.1% in August
Sep 28, 2023 -
As mortgage rates hit a two-decade high, mortgage applications tick down
Sep 27, 2023 -
Mortgage rates lingering around 7.2% as Fed pauses hikes
Sep 21, 2023 -
The Fed pauses its rate hikes for now, will it last?
Sep 20, 2023 -
Mortgage rates rise again following two weeks of declines
Sep 14, 2023
