Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Why is Fannie Mae optimistic about a housing market recovery?
Feb 23, 2024Mortgage rates have been rising, but Fannie Mae is bullish that housing market activity will pick up as existing home sales recover.
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Logan Mohtashami on the Fed’s role in volatile rates
Feb 15, 2024 -
Logan Mohtashami on the Fed’s role in volatile rates
Feb 15, 2024 -
CPI inflation report shows the Fed loves playing with fire
Feb 13, 2024 -
U.S. inflation hotter than expected in January
Feb 13, 2024 -
Why fewer homes are taking a price cut, even while inventory rises
Feb 10, 2024 -
Housing credit data in Q4 looks nothing like 2008
Feb 08, 2024 -
Mortgage rates show little movement as markets digest new economic data
Feb 08, 2024 -
Banks report tightened lending standards for nearly all residential mortgages: Fed survey
Feb 06, 2024 -
Mortgage rates surpass 7% for the first time since December
Feb 05, 2024 -
No Fed pivot in sight as Powell addresses rate cuts on 60 Minutes
Feb 05, 2024 -
U.S jobs report surprises to the upside
Feb 02, 2024