Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Judge sides with trade groups, halts new CRA rules
Apr 01, 2024The new Community Reinvestment Act rules were challenged by banking trade groups on grounds that they exceed regulators’ authority.
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Mortgage rates rise following a surge in Treasury yields
Mar 26, 2024 -
Mike Tassone: Evolving customer acquisition and lead gen
Mar 21, 2024 -
Mike Tassone: Evolving customer acquisition and lead gen
Mar 21, 2024 -
Mortgage industry excitement is subsiding about expected Fed rate cuts in 2024
Mar 20, 2024 -
Fed holds rates steady with inflation still running hot
Mar 20, 2024 -
Fannie Mae predicts that higher mortgage rates will stick around longer
Mar 19, 2024 -
Mortgage rates stabilize prior to Fed’s meeting
Mar 19, 2024 -
Logan Mohtashami talks what to expect ahead of next Fed meeting
Mar 18, 2024 -
Logan Mohtashami talks what to expect ahead of next Fed meeting
Mar 18, 2024 -
Is the spring housing market ready for the Fed’s déjà vu?
Mar 16, 2024 -
Fed publication discusses possible changes to agent commission structure
Mar 14, 2024