Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
The cost of homeowners insurance skyrockets in Upper Midwest states
Sep 09, 2024Homeowners insurance in South Dakota is up 41% in a seven year period, according to an article by the Federal Reserve Bank of Minneapolis.
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Logan Mohtashami: Is the Fed behind the curve?
Sep 09, 2024 -
Is the Fed behind the curve with this labor market?
Sep 06, 2024 -
Mortgage rates haven’t budged after the jobs report
Sep 06, 2024 -
Is the August jobs report exactly what the Fed needed to hear?
Sep 06, 2024 -
Logan Mohtashami on the state of the housing market ahead of the Fed meeting
Sep 05, 2024 -
Homeowners with ultra-low mortgage rates ‘saved’ $600B, offset Fed hikes
Aug 27, 2024 -
How low do mortgage rates need to go before borrowers appear?
Aug 27, 2024 -
Powell signals September rate cut: ‘The time has come for policy to adjust’
Aug 23, 2024 -
The Fed needs a housing market comeback
Aug 16, 2024 -
Mortgage rates are still a concern, but LOs gear up for busy days ahead
Aug 14, 2024 -
Signs point to an extended decline in mortgage rates
Aug 14, 2024
