Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Have Fed rate cuts already been priced into mortgage rates?
Sep 13, 2025Last week, mortgage rates hit a new low for 2025, as the labor market proved more critical to the bond market than inflation. The big question is: what will happen after the Fed cuts rates this week? Last year at this time, mortgage rates hit a yearly low of nearly 6% and the Fed cut […]
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Lisa Cook loan docs listing ‘vacation home’ seem to undermine mortgage fraud claims
Sep 13, 2025 -
The battle over rates: Trump vs. Fed Chair Jerome Powell
Sep 13, 2025 -
Waters urges Fed independence, FHFA probe in Trump-Cook fight
Sep 12, 2025 -
Inflation edges higher in August, but Fed still likely to trim rates
Sep 11, 2025 -
Federal judge blocks Trump’s attempt to fire Lisa Cook
Sep 10, 2025 -
Lower mortgage rates are ‘potential turning point’ for homebuyers
Sep 09, 2025 -
911,000 jobs cut in latest revisions. Is the Fed already too late?
Sep 09, 2025 -
Refinance wave builds with Fed rate cut on the horizon, but how big will it be?
Sep 08, 2025 -
Stephen Miran may join the Fed before the next vote on interest rates
Sep 08, 2025 -
Can mortgage rates get below 6% with this Federal Reserve?
Sep 06, 2025 -
Pulte denies ‘political weaponization’ of mortgage fraud referrals
Sep 05, 2025
