Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
MBA Encourages Fed to Use HOEPA Authority “Surgically and in a Targeted Manner”
Aug 16, 2007(August 16, 2007) — The MBA sent a letter to the Board of Governors of the Federal Reserve System in response to the Board’s request for comments on the potential use of its unfair and deceptive acts or practices authority under section 129(I) of the Home Ownership and Equity Protection Act (HOEPA).
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Federal Reserve Steps In; $62 Billion in Liquidity Added in Past Two Days
Aug 10, 2007 -
Countrywide’s Move to Thrift Underscores Expected Impact of Industry Regulation
Aug 01, 2007 -
Countrywide’s ‘Prime’ Disclosure, Time to Get Nervous?
Jul 24, 2007 -
Federal Regulators Release Final Subprime Guidance; An Unlevel Playing Field?
Jun 29, 2007 -
The SF Fed: Exploring the Vast Expanse of The Already Known
Jun 12, 2007 -
Mortgage Rates Retreat as Inflation Fears Ebb
Apr 19, 2007 -
Mortgage Rates Rise for 4th Straight Week
Apr 12, 2007 -
Mortgage Rates Rise for Third Straight Week
Apr 05, 2007 -
Mortgage Rates Rise On Inflation Fears
Mar 29, 2007