Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Mortgage Market Remains “Strained,” Says Fed’s Kroszner
Jun 06, 2008While the tone in global capital markets has improved from its most recent nadir in March, mortgage markets remain largely locked up as investors await a recovery in key housing market, the Federal Reserve’s Randall Kroszner said Friday morning.
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Fixed Mortgage Rates Hold Steady; Adjustable Rates Fall Sharply
Jun 05, 2008 -
Community Banks Move into Mortgages; So, Too, Does Credit Crunch
Jun 05, 2008 -
Fed’s Rosengren: Smaller Banks at Risk from Housing Fallout
May 30, 2008 -
Eroding Loss Coverage at Banks a “Worrisome Trend,” FDIC Says
May 29, 2008 -
Mortgage Rates Rise as Inflation Jitters Grow; Treasury Yields Jump Above 4 Percent
May 29, 2008 -
Whither thou, credit crunch?
May 29, 2008 -
RESPA Reform Under Fire From Realtors, ALTA
May 23, 2008 -
FedÕ Krozner: Improved Underwriting, Risk Management Critical to Mortgage Market Recovery
May 22, 2008 -
Mortgage Rates Hold Tight; ARM Rates Rise Slightly as Fed Signals End to Rate Cuts
May 22, 2008 -
Mortgage Rates Drop Slightly
May 15, 2008
