Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Mortgage REIT Insider: Rally Fades to Reality
Dec 19, 2008The mortgage REITs rocketed higher on Tuesday after the Federal Reserve surprised the market by lowering the targeted Fed funds to a historically low range of 0.00 to 0.25 percent, sparking a massive rally in the REIT sector as LIBOR rates plunged in response to the Fed’s action.
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Paulson Denies Rumored 4.5 % Mortgage Rate Plan
Dec 17, 2008 -
Refinance Popularity Drives Up Mortgage Apps, But Will It Last?
Dec 17, 2008 -
Fed Slashes Official Interest Rates, Targets Zero to 0.25%
Dec 16, 2008 -
The Close Before Christmas
Dec 11, 2008 -
Mortgage Liabilities Shrink as Borrowers Pay Down Debt
Dec 11, 2008 -
November Job Loss Drives Down Bond Yields, Fixed Mortgage Rates
Dec 11, 2008 -
GMAC, ResCap Running Out of Time
Dec 11, 2008 -
Firm Cries Foul on Credit Reporting, Mortgage Loans
Dec 08, 2008 -
Mortgage REIT Insider: Agencies Ascending
Dec 07, 2008
