Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Revised Early Cost Disclosures Finalized by Fed
May 11, 2009The Federal Reserve approved final revisions to the Truth in Lending Act late last week. The finalized requirements made by the Fed for mortgage loans will provide early cost disclosures to borrowers under the Mortgage Disclosure Improvement Act (MDIA), enacted in mid-2008.
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Fed Strikes a Balance in Weekly MBS Purchases, Sales
May 11, 2009 -
After Stress Tests, Firms Look to Exit TARP
May 11, 2009 -
Fed Chairman Calls it Quits
May 08, 2009 -
Stress Tests End; Raising Money Begins
May 07, 2009 -
Mortgage Rates on the Rise
May 07, 2009 -
Fed’s Bernanke on Systemic Regulatory Framework
May 07, 2009 -
FDIC’s Bair Urges US Regulation on Global Issue
May 06, 2009 -
Bair Appoints FDIC General Counsel
May 04, 2009 -
Here Comes the Commercial Bailout
May 04, 2009 -
Prolonging Angst as Stress Tests Delay
May 01, 2009 -
Fed’s MBS Sales Rise as Balance Sheet Shrinks
May 01, 2009
