Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Two Big Questions for Mortgage Markets in 2010
Jan 11, 2010I’ll spare you my own top 10 list for the new year — but suffice to say that government support for U.S. housing and mortgages pretty much encapsulates most of my own market outlook for this year. And it’s something we’ve been discussing ad nauseum, both online and in the pages of HousingWire Magazine, for at least the past two months. Instead, what I want to do today is pound the table a little bit. Maybe even more than a little bit, too, about an issue we’ve had in front of our readers for months now.
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Monday Morning Cup of Coffee
Dec 28, 2009 -
Excess Reserves Don’t Mean Banks Misused TARP Funds
Dec 20, 2009 -
In This Corner: LoanSifter President Bruce Backer
Dec 17, 2009 -
Viewpoint: No Opt-Out for Mortgage Transfers
Nov 17, 2009 -
Dude, where’s my liquidity?
Nov 10, 2009 -
Viewpoint: Like Us, Whitney Sees Risks in FedÕ MBS Exit
Nov 04, 2009 -
MBS Analysts Watch FedÕ Every Trade
Oct 26, 2009 -
VIEWPOINT: The Wrong Way to Think About the Fate of the GSEs
Sep 17, 2009 -
Chesapeake Prices Offering for Potential TALF Participation
Sep 03, 2009