Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Duke: Put-back fear stifles mortgage lending
May 15, 2012Mortgage lenders are overly restricting credit as a shield from the threat of put-back risk on loans sold to government-sponsored enterprises, Federal Reserve board member Elizabeth…
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Federal Reserve, OCC and FDIC finalize stress test guidance
May 14, 2012 -
Monday Morning Cup of Coffee: Bankruptcy at ResCap
May 13, 2012 -
OCC drops Allonhill from foreclosure reviews
May 11, 2012 -
Dallas Fed Bank CEO big on Texas banks
May 11, 2012 -
Bernanke: Credit conditions improve, but not for mortgage lending
May 10, 2012 -
What if everything we’ve been told about the financial crisis is wrong?
May 09, 2012 -
MBA housing forecast: Some stability amid continued uncertainty
May 09, 2012 -
Dallas Fed Bank CEO sees housing bottom, no need for more stimulus
May 08, 2012 -
Monday Morning Cup of Coffee: Homeownership rate to normalize at 63%
May 06, 2012 -
Playing the financial crisis blame game
May 04, 2012 -
Economists bummed about low jobs numbers
May 04, 2012