Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Buyer rep agreements don’t change commission rates: Fed study
May 16, 2025A report by the Federal Reserve examined commission rates advertised to buyers nationwide from 1995 to 2023.
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Mortgage rates haven’t frozen the spring housing market
May 13, 2025 -
Logan Mohtashami on the Fed’s game plan for tariffs
May 09, 2025 -
The Fed is preparing for rate cuts, but waiting on job losses
May 07, 2025 -
Fed holds rates steady as it remains in wait-and-see mode
May 07, 2025 -
Logan Mohtashami with a Fed meeting preview
May 07, 2025 -
Mortgage rates aren’t poised to plummet anytime soon
May 06, 2025 -
Logan Mohtashami on the Fed’s new labor indicator
May 05, 2025 -
Why this week’s Fed meeting is critical for mortgage rates
May 04, 2025 -
The key to mortgage rates: Fed phone calls?
May 02, 2025 -
Logan Mohtashami on a potential shadow Fed president
May 02, 2025 -
Will Trump install a shadow Fed president to get lower rates?
Apr 29, 2025