Bill Pulte

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Pulte says GSEs will accept VantageScore 4.0 immediately 

Jul 08, 2025By and

Bill Pulte, the director of the Federal Housing Finance Agency (FHFA), announced via social media on Tuesday that Fannie Mae and Freddie Mac will with immediate effect accept the VantageScore 4.0 credit model. The government-sponsored enterprises, however, will continue to consider credit scores from three bureaus, called tri-merge scores. 

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