Mortgage Tech Insights with Adam Carmel
March 12, 2025
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In this episode of the Top of Mind podcast, Mike Simonsen sits down with Adam Carmel, CEO and founder of Polly, to talk about mortgage technology and the mortgage markets.
About Adam Carmel
Adam Carmel is the founder and CEO of Polly, a true mortgage technology trailblazer. Adam founded Polly in 2019 to build a vertically integrated mortgage platform.
Here’s a glimpse of what you’ll learn:
- The remarkable story of why and how he started Polly
- His leadership strategies in these volatile markets
- How he leads a mortgage technology company and doesn’t let mortgage rates into the decision process
- Why the cost of loans has risen from $2,000 to $12,000 and how Polly aims to bring it all the way back down
- The incredible opportunity for AI and how consumer and mortgage cost wins are already here with AI in the mortgage process
- What the Polly data says about the opportunity for lenders in 2025
- Scenarios of what could happen to the mortgage market if we privatize Fannie and Freddie
- How to think about America’s 30-year fixed rate mortgage market and how it might evolve
Related to this episode:
The Top of Mind podcast features top real estate industry insiders and experts to unpack the most important housing, real estate, mortgage data and trends that are shaping the housing market. Hosted by Altos founder Mike Simonsen and produced by the HousingWire Content Studio.
