Fannie Mae

The Federal National Mortgage Association, commonly known as Fannie Mae, is a government-sponsored enterprise (GSE) that was formed during the Great Depression as part of President Franklin D. Roosevelt’s New Deal. Its purpose is to expand the secondary mortgage market by securitizing mortgage loans in the form of mortgage-backed securities (MBS). In the wake of the 2008 financial crisis, the Federal Housing Finance Agency (FHFA) placed Fannie Mae and Freddie Mac under the conservatorship of the federal government, where it remains today.

Originally founded in 1938, Fannie Mae is based in Washington, D.C.

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Latest Fannie Mae News

HomeLight survey highlights affordability pressures tied to consumer debt 

Sep 18, 2025By Sarah Wolak

HomeLight survey reveals rising consumer debt ratios, affordability challenges in the 2025 housing market and insights on debt consolidation.

• Fannie Mae and Freddie Mac announce “Mission Index” 

  Jan 24, 2024By Chris Clow

• Fannie Mae updates HomeReady, provides temporary $2,500 credit 

  Jan 24, 2024By Flávia Furlan Nunes

• DataDigest: Fannie Mae’s market view gets rosier, but traders get more skeptical 

  Jan 24, 2024By Will Robinson

• Empower adds automated workflow for rent payment history 

  Jan 23, 2024By Connie Kim

• Fannie Mae optimistic that mortgage rates will dip below 6% by year-end 

  Jan 19, 2024By Connie Kim

• MBS market imbalance fueling higher rates 

  Jan 17, 2024By Bill Conroy

• FHFA analysis finds racial disparity in appraisers’ use of time adjustments 

  Jan 17, 2024By Flávia Furlan Nunes

• Rocket Pro TPO announces updates to existing mortgage products 

  Jan 05, 2024By Connie Kim

• Blend’s soft credit pull function supports Fannie Mae’s DU early assessment 

  Jan 04, 2024By Connie Kim

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Fannie MaeContent

Time is up: Are you ready for Fannie Mae’s new prefund QC requirements? 

Aug 15, 2023 10:18 amBy HW Media Content Studio

New Fannie Mae QC prefunding requirements have provided another reason for lenders to reassess their quality control and risk mitigation strategies. The prefunding requirements, announced in March, will become active as of September 1, 2023.

• How Fannie Mae is creating new opportunities for homeownership 

  May 23, 2022 6:36 pmBy Maleesa Smith

• How Fannie Mae is leveraging technology to expand access to homeownership 

  Nov 18, 2021 4:28 pmBy HW Media Content Studio

• How borrower education can make housing more attainable 

  Mar 01, 2021 2:34 pmBy HW Media Content Studio

• How manufactured homes can help alleviate the affordable housing crisis 

  Jan 05, 2021 9:00 amBy HW Media Content Studio

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