Lightning Docs is a cloud-based, fully automated solution that streamlines the preparation of business purpose loan documents. Designed to deliver state-compliant, attorney-quality documents instantly, Lightning Docs addresses the complexities of private lending while reducing costs and turnaround times. The platform serves as a key resource for private lenders seeking efficiency and compliance in a traditionally fragmented market.
Unlike conventional mortgage documents standardized by government agencies, business purpose loan documents lack uniformity. This forces lenders to either rely on costly, time-intensive legal services for each transaction or manage static templates with no guarantee of ongoing compliance. Lightning Docs resolves these challenges by providing a SaaS solution that automates document preparation, delivering state-compliant documents in minutes and cutting costs by up to 80%.
Since its launch in 2018, Lightning Docs has supported over 85,000 loan transactions, representing more than $45 billion in loan originations. The platform has experienced rapid adoption, with revenue growing 288% and user numbers increasing 339% since 2021. In 2024, usage surged by 61%, further solidifying its role as a leading tool in the private lending sector. Endorsed by the American Association of Private Lenders and utilized by more than 60% of the top 50 national private lenders, Lightning Docs continues to drive transformative change in the industry.
