Kiavi is a technology-driven private lender specializing in providing financing solutions to residential real estate investors. Since its inception, Kiavi has funded over $23 billion in loans across more than 87,000 transactions, serving more than 17,000 investors nationwide. The company’s innovative approach leverages proprietary machine-learning models and a digital-first platform to offer competitive terms and faster processing times, empowering real estate investors to scale their businesses efficiently.
By analyzing over 7.8 billion data points, Kiavi’s technology automates traditionally manual steps in the financing process, enabling underwriting decisions that are faster, more transparent and more reliable than those of traditional lenders. Its proprietary After Repair Value (ARV) and Property Risk (KPR) models assess project viability and property characteristics, offering borrowers higher leverage and competitive pricing, often instantly. This approach has led to 95% of Kiavi-funded projects achieving successful exits, surpassing the industry average of 75%.
In 2024, Kiavi introduced a fully digitized new construction financing product, allowing investors to navigate the entire process online, from quotes to funding. With 82% of its transactions coming from repeat customers, Kiavi continues to play a vital role in addressing the housing crisis by enabling investors to rehabilitate aging properties, create affordable housing and unlock value in the $25 trillion single-family home market.
Company Website:
Markets Served:
Single Family Investment and Property Management
Company HQ:
San Francisco, CA