Informative Research is a technology provider addressing critical challenges in the mortgage industry with innovative credit and verification solutions. Its offerings, such as SoftQual and AccountChek, help lenders streamline operations, reduce costs and enhance loan quality. These technologies integrate seamlessly with loan origination systems, automating workflows and improving efficiency.
SoftQual allows lenders to prequalify borrowers without impacting their credit scores, ensuring resources are focused on eligible applicants while cutting unnecessary expenses. Meanwhile, AccountChek leverages consumer-permissioned payroll and bank data to simplify income and employment verification. By enabling direct integration with Fannie Mae and Freddie Mac systems, it supports compliance, representation and warranty relief, improving data accuracy and reducing processing delays.
The company’s Verification Platform further enhances operations by offering lenders a customizable ordering system for verification services. This automated approach prioritizes cost-effective data sources, reduces manual processes and ensures compliance. These tools collectively help lenders achieve significant operational efficiencies and savings.
Informative Research’s impact is evident through measurable results. A top 25 lender reduced credit spending by 35%, while another saved over $100,000 in a single month by avoiding unnecessary credit pulls. With a 21% growth in client base and no client churn over the past year, Informative Research continues to deliver adaptable, impactful solutions to the mortgage industry.
Company Website:
https://www.informativeresearch.com/
Markets Served:
Loan Origination
Company HQ:
Garden Grove, CA
