Hometap offers a unique solution for homeowners seeking to access their home’s equity without incurring debt or monthly payments. Unlike traditional lenders, Hometap provides cash in exchange for a share of a home’s future value, empowering homeowners to fund significant expenses such as education, business ventures or home improvements while retaining full ownership and control of their property. By pioneering the home equity investment (HEI) space, Hometap has redefined how Americans leverage their home’s value to achieve financial flexibility.
Central to Hometap’s approach is its advanced proprietary risk model, which evaluates each homeowner’s complete financial picture. This model utilizes hundreds of data points, offering a fair and comprehensive assessment that transcends conventional credit scores. This innovative methodology not only facilitates a debt-free financing option for homeowners but also creates a new asset class, enabling investors to participate in the trillion-dollar housing market.
Hometap has invested $1.5 billion across 14,000 homes and expanded operations to 18 states. Its first securitization, HTAP 2024-1, raised $217 million, drawing substantial investor interest. With over 4,000 Trustpilot reviews and an average rating of 4.9 stars, Hometap’s impact is evident in the lives of homeowners who turn to them during pivotal moments, supported by a team committed to transparent, compassionate service.
Company Website:
Markets Served:
Single Family Investment and Property Management
Company HQ:
Boston, MA
