EarnUp redefines loan payment scheduling by putting consumers first. Serving borrowers nationwide and managing over $43 billion in payments, EarnUp helps financial institutions mitigate risk, reduce costs and offer tailored credit products based on individual financial standing. Recognized by industry leaders, EarnUp has earned accolades from HousingWire’s Tech 100, PROGRESS in Lending’s Innovations Awards, Forbes Fintech 50 and Deloitte’s Technology Fast 500.
EarnUp’s innovative AI Advisor provides an always-on, AI-powered financial wellness tool designed to enhance customer engagement. This technology delivers hyper-personalized insights and actionable recommendations by analyzing real-time financial data, enabling borrowers to make informed decisions and achieve financial goals. AI Advisor’s ability to provide seamless guidance and execute tasks autonomously makes it a critical tool for retaining customers and increasing satisfaction.
In addition, EarnUp’s Text to Pay service streamlines loss mitigation efforts, decreasing delinquencies by up to 50% through advanced notifications and reminders. With a 98% open rate, this approach has surpassed traditional communication methods in effectiveness.
Through its Payday to Payday program and Life of Loan Autopay platform, EarnUp has helped more than 3 million borrowers manage their finances efficiently, providing financial institutions with a proven solution to increase retention and engagement in today’s challenging market.
