Dark Matter Technologies is leading the mortgage industry with loan origination software (LOS) and AI-based automation solutions that streamline processes, scale effectively and reduce overhead. Offering uniquely capable exception-based workflows and predictive analytics, Dark Matter has become the essential partner for lenders seeking both operational excellence and a strategic edge in an evolving market.
The company’s flagship solutions include the Empower® LOS, a highly scalable and configurable platform designed to streamline even the most complex lending models; the NOVA LOS, a cloud-based system offering customizable workflows and integrations to enhance operational efficiency; and AIVA® AI Virtual Assistants, which automate document management, compliance and borrower verification. These technologies integrate seamlessly, leveraging predictive analytics and machine learning to reduce manual tasks, improve accuracy and accelerate decision-making.
Dark Matter’s impact is evident through its rapid growth and innovation. Over the past five years, the company has increased its lender clients by 370% and processed over 356 million pages to extract critical data with 99% accuracy. In 2024, Dark Matter achieved a milestone by doubling the scale of its AIVA Docs solution while maintaining accuracy, enabling clients to handle significant growth without additional staff.
Recent advancements include native support for mortgage assumptions, integration with Fannie Mae for positive rent payment evaluations, and the addition of the NOVA LOS, allowing Dark Matter to serve diverse lender business models effectively.
Company Website:
Markets Served:
Loan Origination and Closing
Company HQ:
Jacksonville, Fl