Argyle is transforming income and employment verification in the mortgage industry with a real-time, consumer-permissioned platform that covers 90% of the U.S. workforce. Seamlessly integrating with leading AUS, loan origination software (LOS) and POS systems, Argyle provides fast, accurate and comprehensive verification of income and employment (VOIE) at costs 60-80% lower than traditional methods. This innovation enables lenders to reduce loan processing times by five to seven days, achieve a 55% consumer conversion rate and secure GSE representation and warranty relief. Trusted by seven of the top 15 retail lenders, Argyle empowers customers to streamline operations, reduce risk and enhance borrower satisfaction.
Traditional verification methods often rely on outdated databases, resulting in high costs and limited accuracy. Argyle replaces these with real-time data connections to payroll platforms and major employers, delivering VOIE data that includes over 170 fields, pay stubs and W-2s. As an authorized supplier for Fannie Mae’s Desktop Underwriter® and Freddie Mac’s Loan Product Advisor, Argyle enables lenders to mitigate repurchase risk while integrating seamlessly with systems like Encompass, Empower and nCino.
Since securing $30 million in funding in March 2024, Argyle has expanded its integrations, added over 60 customers and increased VOIE volumes by 166% year-over-year. With proven cost savings, faster processing and higher conversion rates, Argyle is redefining mortgage efficiency.
Company Website:
Markets Served:
Loan Origination, Verification of Income/Employment
Company HQ:
New York, NY
