Opinion
HousingWire guests write commentary and coverage on the industry of their expertise.
Latest Posts
The CFPB missed a chance to fix the QM rule
Oct 21, 2020A proposal in June by the CFPB to replace the 43% DTI limit with a rate-based definition of a qualified mortgage still misses the mark by a country mile. A far more accurate measure of a borrower’s ability to repay their mortgage would be to target the most risk-layered loans in the market as unqualified for safe harbor treatment.
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CSBS takes aim at nonbanks with proposed rule
Oct 02, 2020 -
Pending home sales at an all-time high! Now what?
Sep 30, 2020 -
Making every loan a green loan
Sep 29, 2020 -
5 reasons mortgage rates will rise in 2021
Sep 23, 2020 -
[PULSE] The 2020 refi wave: Where activity is strongest, where it’s not, and what’s ahead
Sep 21, 2020 -
[PULSE] Mortgage lending in a post-COVID, digital world
Sep 14, 2020 -
[PULSE] Are potential new agents holding off on entering the market?
Aug 31, 2020 -
[PULSE] Growing a housing startup during a pandemic and recession
Aug 25, 2020 -
[PULSE] Accountability is more important than action, and nothing happens without action
Aug 24, 2020 -
[PULSE] Having an inside track on company culture can lead to successful diversity and inclusion efforts
Aug 19, 2020 -
[PULSE] Why a credit reporting moratorium during COVID-19 will harm consumers
Aug 18, 2020
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