Todd Feager is the Co-Founder of Haven Home Equity and a veteran mortgage strategist with over 22 years of experience helping homeowners optimize their debt, improve cash flow, and build long-term financial freedom. He’s spent his career training loan officers to think beyond interest rates, focusing instead on blended debt rates, lifetime interest costs, and term acceleration strategies that create real impact for borrowers. Todd leads a team recognized for its expertise in transforming complex debt structures into actionable solutions for everyday homeowners. With a deep understanding of how consumer debt and home equity intersect, he advocates for smarter mortgage structuring that empowers clients, not just qualifies them.