Ellen Chang is a freelance journalist who is based in Houston and writes articles for U.S. News & World Report and TheStreet. Chang focuses her articles on stocks, personal finance, fintech, energy and cybersecurity. Her byline has appeared in national business publications, including USA Today, CBS News, Yahoo Finance and MSN Money. She is a proud graduate of Purdue University and a lover of random acts of kindness, volunteering and cats and dogs. Follow her on Twitter at @ellenychang and Instagram at @ellenyinchang.