The acceleration of natural disasters is causing major disruptions in the home insurance industry. Not only can it be hard to secure home insurance in certain areas, but it may also be expensive. Fortunately, embedding insurance for buyers right at the beginning of the home buying process can help relieve availability and affordability concerns. By providing this easy and dependable home insurance solution, builders can offer peace of mind while building trust all the way up to closing.

Unstable Climate Impacts on Home Insurance

The number of natural weather disasters causing damages of more than a billion dollars is increasing, with 2023 setting the highest amount on record at

Image courtesy of Landsea Homes

We want homebuyers to feel confident we’ll take care of their needs no matter what the market is throwing at us, so we really focus on the livability of our communities and homes to create the best value,” said Byrge. “Having the combination of mortgage, title, and insurance all together allows us to maintain strong communication throughout each home purchase and offer buyers the most affordable options.” 

The Timing Couldn’t be Better

Embedded insurance is a streamlined process that saves time for both builders and their customers and takes care of the insurance step up front, providing confidence and certainty in this unstable market. With all that’s going on in the news surrounding extreme weather damage and claims, it makes sense for builders to take the initiative and offer this simple and convenient insurance solution. It’s a decision Landsea Homes is glad they made.

Integrating insurance has been an extremely smooth transition that Landsea Homes as the builder has definitely been able to leverage, especially in this competitive market,” Byrge explained. “Our goal is to make the process for homebuyers as easy and satisfactory as possible and being able to offer a competitive insurance quote is a great way to eliminate any worries buyers may have about coverage.”

The embedded home insurance process is a service that Westwood has been offering for decades.

Available. Accessible. Affordable.

Founded by a home builder more than 70 years ago, Westwood works with builders to seamlessly integrate insurance early in the homebuying process. No matter where homes are located, a partnership with Westwood helps builders close on time, every time and provides buyers quotes with an average savings of $200 per year. Builder partners understand just how valuable this is, as Byrge confirms.

We’re committed to the customer experience from the very first time we meet a prospect, and we’re proud that a well-respected and experienced company like Westwood wants to partner with us so that we’re able to provide customers the insurance coverage they want. It’s a win-win relationship that will last for years to come.” 

To learn more about a partnership with Westwood, visit westwoodinsurance.com/partners/builders.

For additional information about the value of embedded insurance in the face of escalating climate threats, read Stability in Uncertainty: Helping Builders Close on Time with Embedded Home Insurance Solutions.