At the Mortgage Bankers Association Secondary conference in New York City, I sat down with Freddie Mac to discuss the latest trends in the secondary market. To put it simply – times are tough for lenders as they face increased seasonality changes and fierce competition. Check out what Freddie Mac Senior Vice President of affordable lending and access to credit Danny Gardner has to say about these challenges, and what the mortgage giant is doing to help them through it.

As senior financial reporter, Kelsey Ramírez spearheads the coverage of HousingWire's mortgage and secondary markets. She also oversees ClosingTime, HousingWire’s title and escrow newsletter. Upon joining HousingWire in 2016, Ramírez served as editorial assistant before being promoted to reporter, associate editor and magazine editor.see full bio
Most Popular Articles
Latest Articles
Test
The story for the housing market over the past three years has been, “Home sales are down, home prices are up.” Because inventory was so restricted after the pandemic, prices pushed higher even as demand weakened. That story may finally be inverting as unsold inventory of homes is now great enough that home prices are […]
-
Freddie Mac’s Donna Spencer on their Servicing Excellence initiative
-
Lower mortgage rates attracting more homebuyers
-
Rocket Pro TPO raises conforming loan limit to $802,650 ahead of FHFA’s decision
-
Show up, don’t show off: Laura O’Connor is redefining success in real estate
-
Between the lines: Understanding the nuances of the NAR settlement

As senior financial reporter, Kelsey Ramírez spearheads the coverage of HousingWire's mortgage and secondary markets. She also oversees ClosingTime, HousingWire’s title and escrow newsletter. Upon joining HousingWire in 2016, Ramírez served as editorial assistant before being promoted to reporter, associate editor and magazine editor.see full bio