At the Mortgage Bankers Association Secondary conference in New York City, I sat down with Freddie Mac to discuss the latest trends in the secondary market. To put it simply – times are tough for lenders as they face increased seasonality changes and fierce competition. Check out what Freddie Mac Senior Vice President of affordable lending and access to credit Danny Gardner has to say about these challenges, and what the mortgage giant is doing to help them through it.

As senior financial reporter, Kelsey Ramírez spearheads the coverage of HousingWire's mortgage and secondary markets. She also oversees ClosingTime, HousingWire’s title and escrow newsletter. Upon joining HousingWire in 2016, Ramírez served as editorial assistant before being promoted to reporter, associate editor and magazine editor.see full bio
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As senior financial reporter, Kelsey Ramírez spearheads the coverage of HousingWire's mortgage and secondary markets. She also oversees ClosingTime, HousingWire’s title and escrow newsletter. Upon joining HousingWire in 2016, Ramírez served as editorial assistant before being promoted to reporter, associate editor and magazine editor.see full bio